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The 2026 Roth Catch-Up Rule Hits Workers Over $145,000: 4 ETFs to Make the Most of It
24/7 Wall St.129d agoneutral
The 2026 Roth Catch-Up Rule Hits Workers Over $145,000: 4 ETFs to Make the Most of It

Starting January 1, 2026, workers who earned more than $145,000 in FICA wages (Social Security wages, Box 3 of Form W-2) from their employer in the prior year can no longer make pre-tax catch-up contributions to their 401(k) or similar plan. Under Section 603 of the SECURE 2.0 Act, those contributions must now be designated ... The 2026 Roth Catch-Up Rule Hits Workers Over $145,000: 4 ETFs to Make the Most of It